Investec Access provides a tax-efficient way to manage savings.

A minimum term applies which, in most cases, means that investors can make only two withdrawals during the first five years of their investment.

Minimum investment	R50,000 lump sum with R10,000 ad hoc additions, plus R1,000 per month debit order.  Ad hoc additions may not exceed 120% of the highest total investments made in each of the previous two years.
Withdrawal benefits	Two withdrawals are allowed during the first five years, subject to regulated maximums. Thereafter regular withdrawals of any amount allowed.
Death benefit	Transferred to the nominated beneficiary/ies (exempt from executor’s fees) or the investor’s estate (may be subject to executor's fees).

Within Investec Access investors can choose between iSelect, FundSelect and FundChoice, depending on the level of investment choice they need.