Savings Products

Investec offers a variety of savings products of which Investec Access, Investec Bond and Global Access are the most popular. These products allow investors to take control of their own fund portfolios, while balancing the need for liquidity and tax-efficiency. The products offer full flexibility with varying levels of investment choice, depending on investor needs. In addition there is complete transparency of costs, pricing and performance.

Investec Access

Investec Access provides a tax-efficient way to manage savings. A minimum term applies which, in most cases, means that investors can make only two withdrawals during the first five years of their investment.  Within Investec Access investors may choose between iSelect, FundSelect and FundChoice, depending on the level of investment choice they need.

Investec Bond

Investec Bond provides a gateway to a range of investment funds managed by various different managers, allowing for convenient and cost-effective transacting within a single product with efficient and consolidated reporting.  Within Investec Bond investors may choose between iSelect, FundSelect and FundChoice, depending on the level of investment choice they need.

Global Access

Global Access provides a tax-efficient way to save offshore using an individual’s regulated offshore allowance.  A minimum term applies which, in most cases, means that investors can make only two withdrawals during the first five years of their investment.  Within Global Access investors may choose funds from the GlobalAccess range of quality-approved investment funds – managed by Investec Asset Management and other select managers.

Savings Product Fees HK

iSelect FundSelect FundChoice
Initial administration fee/reduction (including VAT where applicable)
Nil 1.71% of first R100,000 1.71% of first R100,000
1.14% of next R150,000 1.14% of next R150,000
0.86% of next R250,000 0.86% of next R250,000
0.57% of next R500,000 0.57% of next R500,000
0.29% of over R1m 0.29% if over R1m
2.28% if below R50,000 2.28% if below R50,000
Annual administration fee/reduction (including VAT where applicable)
0.456%* 0.86% R205.20 processing fee plus
1.140%* of first R250,000
0.855%* of next R500,000
0.570%* if over R750,000
1.425%* if below R100,000

Additional adviser fees/reductions are negotiable up to 3.42% initial and 1.14% annual (both including VAT where applicable). For FundSelect, all annual fees/reductions are accrued at a fund level, reducing the need to pay fees from unit sales.

* Rates shown before refunds

Global Access
Initial administration fee/reduction (including VAT where applicable)
1.71% of first $10,000
1.14% of next $15,000
0.86% of next $25,000
0.57% of next $50,000
0.29% of over $100,000
2.28% if below $10,000
Annual administration fee/reduction (including VAT where applicable)
0.75%